The Anthem family of companies provides health coverage to 45 million people nationwide.1

Find a $0 premium Empire Medicare Advantage Plan in New York.2

Get your Medicare health and prescription drug benefits in one simple plan.

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To speak with a licensed agent now, please call 1-866-843-9712 | TTY 711, 24/7

$0 Premium Plans

You may be able to enroll in a $0 premium Medicare Advantage Plan if one is offered in your area.

Most people with Medicare have access to at least one $0 premium Medicare Advantage Plan with prescription drug coverage.3

What are $0 premium plans?

These plans are simply Medicare Advantage Plans that do not charge a monthly premium.

Medicare Advantage providers, such as Empire BlueCross (Empire), may charge different premiums for each plan. Some plans have $0 premiums and others are low-cost plans.

If you enroll in an Empire $0 premium plan, you would still be responsible for paying the Medicare Part B premium.

How do I compare $0 premium plans?

You can compare plans online or over the phone with a licensed agent.

The exact benefits of each Empire Medicare Advantage Plan may vary.

Empire Medicare Advantage Plans provide the same benefits as Original Medicare (Medicare Parts A and B). Plans may include additional benefits that Original Medicare doesn’t cover, such as prescription drugs, dental, vision or hearing.

You should select a plan that fits both your Medicare needs and budget.

How do I find a $0 premium plan?

Your exact plan options may vary depending on your location.

You can search for $0 premium plans by filling out the form below.

Or if you want more information about how these plans work, a licensed agent can help. Simply call 1-866-843-9712, TTY 711, 24/7.

Find Empire Medicare Advantage Plans in New York.

Date of birth is optional for Medicare Advantage Plan.

By entering my contact information and clicking "Find plans", I consent to receive emails, telephone calls, text messages and artificial or pre-recorded messages from Empire BlueCross (Empire) or a third party acting on Empire’s behalf, regarding health insurance products and services including Medicare Advantage Plans, Prescription Drug Plans and Medicare Supplement Insurance plans, at the e-mail address and telephone number provided above, including my wireless number (if provided), using an automated telephone dialing system. I understand that my wireless carrier’s standard message and data rates apply. I recognize that I am not required to grant this consent in order to receive information on, or enroll in, a Medicare plan or a private health insurance plan through Empire and can opt out at any time. I may call 1-866-843-9712 TTY 711  to get a quote from a licensed sales agent. I also agree to this website’s Privacy Policy and Terms of Use.

1 Anthem “About Anthem, Inc.” (Accessed June 23, 2022)

2 You must continue to pay your Part B premium. $0 premium plans may not be available in all areas.

3 Kaiser Family Foundation “Medicare Advantage 2022 Spotlight: First Look” Published November 2, 2021.

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Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc. licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. All external sites will open in a new browser window. Please view our website Privacy Policy for more information.

Anthem-affiliated health plans are Medicare Advantage Organizations and Prescription Drug Plans with a Medicare contract. For Dual-Eligible Special Needs Plans: Anthem-affiliated health plans are a D-SNP with a Medicare contract and a contract with the state Medicaid program. Enrollment in Anthem-affiliated health plans depends on contract renewal.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. The provider network may change at any time. You will receive notice when necessary.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

For Dual-Eligible Special Needs Plans: This plan is available to anyone who has both Medical Assistance from the State and Medicare.

Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711). 注意:如果您使用非英語的其他語言,您可以免費獲得語言援助服務。請致電聯絡客戶服務部(聽語障用戶請致電:711)。